“PIX: your crypto gateway, the Brazilian way”
If you’re in Brazil and looking to buy crypto quickly and securely using your Real (BRL), there’s one name you’ve definitely heard: PIX — or as it’s officially known, Pagamentos Instantâneos. It’s not just a buzzword — it’s a full-blown payments revolution. At Guardarian, we’re on a mission to make crypto access faster and more local. That’s why we’ve already integrated PIX and created a smooth path from your bank account to your crypto — no extra steps, no hidden fees, and no waiting.
Let’s break down why PIX is such a game-changer, and why crypto users across Brazil are calling it the “quase no-KYC” dream.
So, what is PIX?
Launched in November 2020 by the Central Bank of Brazil (Banco Central do Brasil), PIX is an instant payment system that works 24/7/365 — no waiting, no banking hours. You can send or receive money in seconds, using just a phone number, email, CPF (Cadastro de Pessoas Físicas), or even a QR code. It’s fast, it’s free, and it’s everywhere in Brazil.
Since its inception, PIX has become so popular that over 70% of Brazilians use it regularly.
It’s not just a payment method — it’s part of everyday life.
From paying rent to shopping online, PIX is replacing credit cards and even cash. As of early 2024, PIX handled over 2 trillion reals (approximately $338 billion) in monthly transactions, highlighting its dominance in the Brazilian payment ecosystem.
And now? It’s powering your way into the crypto world.
Why PIX is a Game-Changer for Crypto?
- Speed: Crypto moves fast — and so does PIX. Your transfers are settled in seconds.
- Convenience: Use familiar PIX keys like your CPF, email or QR codes — it feels like second nature.
- No bureaucracy: With low-KYC onboarding, you don’t need to jump through hoops. Just verify once and you’re good to go.
- 24/7 Access: Unlike traditional bank transfers, PIX works weekends, holidays, and even at 2 a.m.
What’s Next for PIX?
The Central Bank of Brazil continues to enhance PIX’s functionalities:
- PIX Automatico: Set to launch in June 2025, this feature will automate recurring payments, benefiting sectors like streaming services and utilities.
- PIX Parcelado: Expected in September 2025, this will allow users to make payments in installments, providing an alternative to traditional credit card installment plans.
While the US debates FedNow and Europe rolls out SEPA Instant, Brazil is already living in the fast lane — thanks to PIX. And with platforms like Guardarian integrating PIX for buying and selling crypto, the gap between TradFi and DeFi just got a whole lot smaller.
So if you’re looking for the ultimate fiat-to-crypto gateway in South America… you just found it.
